Digital Credit: Managing Risks and Achieving Scale
One of the key drivers of financial inclusion is access to finance. Digital platforms have been used as a channel to drive access. In the recent past, the emergence of innovative financial products like digital credit has allowed a significant number of people in emerging markets access credit. On account of ease of access and quick turnaround, the uptake of digital credit has been significantly on the rise. However, in mature markets, concerns, such as lack of product differentiation and poor portfolio quality leads to a re-think on how best to design and deliver digital credit. The course on digital credit covers the nuances of designing and delivering digital credit to achieve scale while managing the risks associated with it. We have developed this course based on our cutting edge operational insights collected from our experience working with financial institutions implementing digital credit in emerging economies.
Course at a glance:
This course will cover the following modules:
- Introduction to digital credit and assessment of opportunities
- Emerging models for digital credit
- Data analytics, credit scoring, and risk modeling
- Product development for digital credit
- Risk and consumer protection for digital credit
- Marketing and communication for digital credit
Who Should Attend?
The course is targeted to senior- and middle-level managers of financial institutions that are/or are planning to offer digital credit products. The course is not only relevant to specialized digital credit function, but also to other functions, such as operations, marketing, and risk, that lend support to Digital Credit operations. The course is relevant to the regulators and policymakers who are concerned about data security and privacy, digital footprint, digital identity, customer protection, and reasonable lending.